Financing
How to Value a Small Business?
- By Easwar Koovappadi
- Published 07/8/2008
- Finance , Accounting , Financing , Investing
- Unrated
This article explores the basic methodologies in valuing a business from a buyer's perspective. There are basically two parts to valuing a business.
Purchase Order Financing: for Start-ups and Established Businesses
- By Anil Thakur
- Published 05/19/2008
- Financing , Start Up
- Unrated
If you are a new business and you get a request for a huge order, it's exciting, isn't it? You start mentally adding up all the money you will make, all the supplies you can buy, all the business you can get after that.
Venture Capital Negotiating Issues
- By Raman Singh
- Published 05/19/2008
- Start Up , Financing
- Unrated
When companies enter into negotiations with venture capital firms, there are several issues which need to be defined and agreed upon. This article describes the key issues.
Getting a Small Business Loan
- By Gaurav Walia
- Published 05/16/2008
- Loans , Financing
- Unrated
Are you in need of financial resources in order to start or even maintain your small business? Most of us are. The first step is to take a look at the vast number of commercial loan sources that offer help in this area such as Chase, Citibank, etc. Also, with the Small Business Administration (SBA), you should be able to arrange a connection with one of these banks. This is one of many organizations that specialize in loans to small businesses
Factoring Financing: How to grow your business without debt or loans
- By gurpreet singh
- Published 04/25/2008
- Financing
- Unrated
Accounts receivable financing, also known as factoring, is a powerful financial tool that has fueled the growth and success of a number of companies.
Five Tips to Obtain Credit for Small Businesses
- By manoj kumar
- Published 04/25/2008
- Financing
- Unrated
As many small business owners know, financing is crucial to the financial health of their enterprise. While some small business owners have the resources to launch their business, most look to the credit market for financial help.
Asset-Based Financing
- By Luke Vorstermans
- Published 04/25/2008
- Financing
- Unrated
Businesses without strong credit histories, such as small businesses and startup companies, have limited options when it comes to quickly generating the funds needed to maintain business operations. Bank financed loans are difficult to obtain, most investors require a guaranteed piece of the pie, and making money without spending money is often not an option. Fortunately, using the "take what you've got to get what you want approach", asset-based financing generates the funds a company needs in the short term.
Disadvantages of Asset-Based Financing
- By Luke Vorstermans
- Published 04/25/2008
- Financing
- Unrated
Asset-based financing should be entered into with extreme forethought, as the disadvantages, although small, can weigh heavy on a company that is already struggling financially. The most obvious disadvantage of asset-based financing is the fact that the interest rate is slightly higher than most traditional loans. For a company that needs cash fast, however, this is a small pill to swallow. The most damaging disadvantage to asset-based financing is the fact that the financing is based on a company's current assets, and gives no consideration to what might negatively happen to the company in the future. For example, a company whose assets are worth $1000 today will still be repaying the same loan amount in 3 years even if their assets are only worth $600. This can cause a tight squeeze, increasing costs and cutting into already reduced profits.
Factoring services
- By Luke Vorstermans
- Published 04/25/2008
- Financing
- Unrated
Business factoring is defined as the process a company goes through to sell its account receivables in order to secure immediate cash. It is also known as invoice factoring, cash flow funding, and invoice discounting.
Finding the right invoice factor for your small business
- By Luke Vorstermans
- Published 04/25/2008
- Financing
- Unrated
Choosing a business factor is not something that can be done quickly or without careful thought. Because factoring involves your present and future cash flow, whom you choose to work with will affect your business for many years. And with new business factors sprouting on the Internet on a daily basis, even beginning the process of locating the right factor can be daunting. Fortunately, there are some guidelines that you can follow to make choosing a factor easier.
The Benefits of Invoice Factoring
- By Luke Vorstermans
- Published 04/25/2008
- Financing
- Unrated
Businesses that are just starting out have more than simply office space and utility bills to concern themselves with. Before they ever produce a deliverable that will bring income, they must hire and possibly pay employees, purchase the resources required to produce the deliverables and search for other clients that will allow them to repeat this cycle. Without a history of credit, these businesses have little to back them up when talking to financial institutions regarding start-up funds.
Consumer Debt: The Good, the Bad and the Ugly
- By Robert Shemin
- Published 04/16/2008
- Financing , Personal Finance
- Unrated
Bad debt can take a tremendous toll on people, but the worst thing you can do to yourself is stress out about it. You should make a list of assets and liabilities. Then make a plan to pay off the bad debt and a plan to acquire the good debt.
Term Extension On Home Loan Refinancing
- By Amanda Hash
- Published 12/31/2007
- Finance , Credit , Credit Loans , Credit Mortgage , Financial Planning , Financing , Loans , Mortgage , Personal Finance
- Unrated
When looking for lower monthly payments on your home loan there is a lot to ponder: market conditions, your credit score, different repayment programs and other pieces, all of them gathered here together for you.
Purchasing a Car With a Home Equity Loan?
- By Amanda Hash
- Published 12/31/2007
- Finance , Credit , Credit Loans , Credit Mortgage , Financial Planning , Financing , Loans , Mortgage , Personal Finance
- Unrated
Benefits and disadvantages of a source of finance surprisingly easier to qualify for and inexpensive compared to regular car loans.
Availability of Student Loans With No Security
- By Amanda Hash
- Published 12/31/2007
- Finance , Credit , Credit Loans , Financial Planning , Financing , Loans
- Unrated
There are federal and private loans that do not require security, find out all you need to know about them: requirements, loan terms, interests rates and all the options.