Pat Carpenter
Articles by this Author
Covering Your Smile And Eyes In Texas
- By Pat Carpenter
- Published 04/5/2007
- Insurance
- Unrated
Paying out-of-pocket for yearly dental checkups probably won't break the bank. But what happens if you need more serious dental work? Whether you live in Texas or anywhere else in the country, a root canal or crown can easily cost more than $1,000.
What is Catastrophic Health Insurance?
- By Pat Carpenter
- Published 04/6/2007
- Insurance
- Unrated
So your employer in Dallas, Houston or any place in Texas doesn't offer health insurance. Perhaps you can't afford to pay for a health plan. Or maybe you just don't want pay for health coverage because you're healthy enough that you feel "you don't need it."
Getting The Most From Your Individual Health Plan In Texas
- By Pat Carpenter
- Published 04/6/2007
- Insurance
- Unrated
How can you effectively utilize your individual health insurance plan? It starts by becoming an active participant in your own health and healthcare.
Personal Health Information - Keeping Tabs On Your Health In Texas
- By Pat Carpenter
- Published 04/6/2007
- Wellness
- Unrated
Your personal health information - do you know who has it or where to find it in Dallas, Houston or in the other Texas cities where you have lived? Do you have it?
How Does a PPO Work In Texas?
- By Pat Carpenter
- Published 04/6/2007
- Insurance
- Unrated
Many Texans shopping for individual health insurance do not understand what a Preferred Provider Organization (or PPO) is all about. A PPO negotiates discount arrangements with doctors, hospitals and other providers who accept lower fees from the insurer for their services.
The Hidden Sting of COBRA In Texas Health Insurance
- By Pat Carpenter
- Published 04/6/2007
- Insurance
- Unrated
If you lose your job anywhere in the US, including Texas, one of the many questions you'll have is: "Will I lose my health coverage, too?"
A Spoon Full of Sugar - How to Save on Prescription Drugs in Texas
- By Pat Carpenter
- Published 04/6/2007
- Insurance
- Unrated
With the cost of prescription drugs continuing to skyrocket, you need to stay savvy regarding the use of money-saving strategies. According to the Employee Benefit Research Institute, prescription drug expenditures, in Texas as well as throughout the U.S., grew at double-digit rates during almost every year since 1980.
Reconciling Your Past In Texas, Or What You Should Know About Your Medical History
- By Pat Carpenter
- Published 04/9/2007
- Wellness
- Unrated
Your family's medical history can provide insight into the diseases and conditions that are common to you and your relatives. Use this history for clues about your risk for certain diseases and conditions.
Everything You Wanted To Know About Alternative Medicine In Texas But Were Afraid To Ask
- By Pat Carpenter
- Published 04/9/2007
- Alternative Medicine
- Unrated
Many people in Dallas, Houston and throughout Texas are increasingly looking for ways to improve their health and well-being.
Riding The Waves - A Guide To Water Skiing In Texas
- By Pat Carpenter
- Published 04/12/2007
- Fitness
- Unrated
Water skiing is a popular summer activity throughout Texas, with people flocking to lakes and beaches with skis and boat in tow.
Mastering The Basics Of Inline Skating In Texas
- By Pat Carpenter
- Published 04/12/2007
- Fitness
- Unrated
Inline skating is a great way for individuals in Dallas, Houston or anywhere in Texas to get and keep in shape. But before attempting this sport, you should know some of the basics, as well as take safety precautions, such as wearing a helmet and pads.
Tips For Bouldering Beginners In Texas
- By Pat Carpenter
- Published 04/12/2007
- Fitness
- Unrated
If you're a beginning boulderer in Dallas, Houston or anywhere else in Texas, here are some bouldering basics you can incorporate into your newly adopted sport:
Short-Term Health Insurance - What are the Benefits?
- By Pat Carpenter
- Published 04/12/2007
- Insurance
- Unrated
So you've just graduated from college, don't yet have a job and have just found out that you're no longer covered under your parents' health insurance plan. Maybe you've decided to leave your current job and look for a new one.
And The Survey Says - New Numbers Regarding Small Biz And Health Insurance In Texas
- By Pat Carpenter
- Published 04/12/2007
- Insurance
- Unrated
A 2006 survey, released by the health insurance trade group America's Health Insurance Plans (AHIP), offers a snapshot look at small group health insurance plans throughout Texas and nationwide.
Why Health Insurance Is Important To Young Individuals In Texas
- By Pat Carpenter
- Published 04/12/2007
- Insurance
- Unrated
Young individuals in Dallas, Houston and throughout Texas are a pretty healthy group in general, but going without health insurance interferes with their access to the health care system, introduces barriers to care when it's needed, and leaves young individuals and their families at risk for high out-of-pocket costs in the face of severe illness or injury.

